ShopeePay

Pay with QRIS, Guaranteed Balance Cashback up to IDR 100K on the ShopeePay app!

ShopeePay is a digital wallet application for buying prepaid mobile credit (pulsa), data packages, topping up PLN electricity tokens, paying via QRIS at merchants and web/apps, sending money to banks, sending funds to e-wallets, as well as making paylater payments with SPayLater or other payment methods. Everything is available in the ShopeePay app with free admin fees for all transactions.

Claim IDR 5K Balance Bonus Enter the referral code SALDO5RB upon your first login, and get a balance bonus after account verification.

Pay QRIS Anywhere Pay with QRIS at all merchants that accept QRIS. Use your ShopeePay balance, SPayLater limit, or credit/debit card to pay with QRIS. Enjoy cashback up to IDR 100K on every QRIS transaction.

Money Transfer & Send Money with Free Admin Fees Transfer or send money starting from IDR 1 to BCA, BRI, Bank Mandiri, BNI, SeaBank, as well as e-wallets like DANA, GoPay, OVO, and LinkAja. Enjoy unlimited free admin fees for sending funds and transferring anywhere.

Top Up Balance & Cash Withdrawal Top up your ShopeePay balance, e-wallets, or add funds via bank transfer, Virtual Account, debit/credit cards, Alfamart, Indomaret, or Pos Indonesia. Enjoy free admin cash withdrawals with no minimum transaction.

Guaranteed Cheap Pulsa & PLN Buy mobile credit and pay PLN electricity bills at affordable prices. Enjoy IDR 1 Pulsa, an IDR 1K bill admin fee, and other promos. All payment needs are in one app, ranging from mobile credit, data packages, PLN tokens, to daily bills.

Daily Cashback & Promos* Enjoy various promos such as: - Pay with QRIS, Guaranteed Balance Cashback up to IDR 100K - Pay with QRIS using SPayLater for a 50% discount at Indomaret, Alfamart, Boost Juice Bar, MR DIY, and other merchants. *Promos are subject to change based on the period. T&C apply.

Activate SPayLater & SPinjam Enjoy the paylater service from SPayLater and online loans from SPinjam with fast activation using an e-KTP. Activate SPayLater and enjoy an IDR 50K QRIS payment discount for your first transaction. For SPinjam specifically, get an IDR 25K ShopeePay balance bonus by activating it within the ShopeePay app.

Shop Now, Pay Later with SPayLater Limits of up to IDR 50M are available, along with 0% installment plans and flexible tenors of 3–24 months with light installment fees starting from 2.45%. Use paylater to pay via QRIS at any merchant and enjoy discounts of up to IDR 200K with zero service fees. Maximum Annual Percentage Rate (APR) is 36%.

Fast Disbursal Funds with SPinjam ShopeePay provides a platform for selected users to access an online loan service called SPinjam by PT Lentera Dana Nusantara. SPinjam by PT Lentera Dana Nusantara is licensed and supervised by the OJK (Financial Services Authority). Enjoy cash loans with credit limits up to IDR 100M with tenors of 2–24 months.

Loan Simulation: Loan amount: IDR 3,000,000 Loan period: 12 months Fixed interest starting from 1.8%/month* (Maximum Annual Percentage Rate / APR is 36%) Administrative fee for the first loan: IDR 0

Thus, total payment = IDR 3,648,000 or equivalent to IDR 304,000/month

*Applies specifically to the first loan. Monthly interest rates may vary for each user based on assessment results.

In accordance with ShopeePay's privacy policy, we are committed to protecting all user data and information.

Order ShopeeFood More Affordably Enjoy shipping discounts of up to IDR 10K at all restaurants.

Own a Business? Register for Free QRIS Register your QRIS merchant directly from the ShopeePay app. Free transaction fees, free balance disbursement, and QRIS fee cashback up to IDR 1M.

Secure Transactions with ShopeePay Protection Enjoy a 100% Balance Back Guarantee and 24-hour Customer Service via the app's Help Center.

ShopeePay is an Electronic Wallet Organizer licensed and supervised by Bank Indonesia.